AAA enterprise credit rating identification, AAA enterprise credit rating fees

AAA enterprise credit rating, AAA enterprise credit rating fee

I. Definition of enterprise credit rating

    Enterprise credit rating refers to the activity of credit rating by credit evaluation agencies on the collected enterprise credit information according to certain indicators. Enterprise credit rating is a national government measure to carry out industrial credit evaluation. It is a national level industry association authorized by the Ministry of Commerce and the State-owned Assets Supervision and Administration Commission of the State Council to evaluate the business credit ability and comprehensive health status of small and medium-sized enterprises in the country. For enterprises that pass the rating, the Ministry of Commerce and the SASAC of The State Council issue unified enterprise credit rating evaluation numbers and cards (enterprise credit rating certificate, enterprise credit evaluation AAA credit enterprise plaque, credit report issuance).

Enterprise credit rating is a comprehensive evaluation of enterprise credit status, with comprehensive characteristics. The credit rating comprehensively reveals the development status of the enterprise and comprehensively reflects the overall situation of the enterprise in terms of the operation and management quality, financial structure, solvency, operation ability, operating efficiency and development prospects of the enterprise.

Second, the benefits of corporate credit rating

1. Bid Pass (Credit rating is the entry threshold for enterprises to bid)

2. Bonus points for bidding (AAA credit rating enterprises bid directly plus 3~5 points)

3. Credit ID card (showing the company's ability to perform the contract)

4. A stepping stone to financing (a reliable "pass" for financing guarantees and bank loans)

5. Government subsidies are preferred (enterprises with high credit ratings are preferred to receive government subsidies)

6. Strength spokesperson (an enterprise with a good credit rating means that the enterprise has a good credit record, good business condition, strong profitability, and improves brand value and competitiveness)

Third, enterprise credit rating object and application scope

Rating objects: Credit rating agencies mainly conduct credit ratings for industrial and commercial enterprises, manufacturing enterprises and distribution enterprises, construction and installation real estate development and tourism enterprises, and financial enterprises.

Application scope: Enterprise credit rating is mainly used in bidding and tendering. As one of the mainstream directions of credit rating work, enterprise credit rating provides an important reference for tendering units to reasonably select bidding customers and control bidding risks. Relevant state policies and regulations explicitly require: in government procurement, bidding and bidding, administrative approval, market access, qualification review and other administrative matters, according to law, relevant market entities are required to provide credit records or credit reports issued by third-party credit service agencies.

4. Contents of enterprise credit rating

1. Comprehensive quality: Evaluate the basic credit quality of an enterprise by analyzing these factors based on its registered capital scale, operating years, equity structure and other aspects.

2. Financial indicators: Financial status is a direct reflection of the operation and management of an enterprise, and also has an important impact on the market competitiveness and future development of an enterprise.

3. Management indicators: Management activities involve all areas of enterprise business activities and all links of organizational structure, and are directly related to the survival and development ability of enterprises.

4. Business indicators: the operating status and operating ability of the enterprise are directly related to the credit ability and sustainable development ability of the enterprise in the current year.

5. Credit record: compliance with the law, integrity management, public records, fulfilling social responsibility is an important indicator to consider the integrity of enterprise management.

5, the enterprise credit rating submission information description

According to the actual situation, the enterprise shall submit the following information, and the copies shall be stamped with the official seal of the enterprise.

1, after the annual inspection of business license (copy), organization code certificate (copy), tax registration certificate (copy), loan card, import and export license, and registered capital verification report copy;

2. Provide copies of audit reports of the last three years (balance sheet, income statement, cash flow statement) audited by the accounting firm; If no audit is conducted in the current year, financial statements (balance sheet, profit and loss statement, cash flow statement) of the past three months shall be submitted;

3. Copies of independent intellectual property rights, trademarks, patents, qualification licenses, new product identification, science and technology progress awards, product inspection exemption certificates and other honors obtained in recent years;

4, the various certifications passed, and obtained the relevant qualification level certificate (such as quality management system certification, environmental system certification, etc.), social honor/award certificate (such as suppliers, customers, banks, industry and commerce, tax, shareholders evaluation) certificate copies;

5. Current organizational structure chart (including position setting and job description of each department); A list of written documents and document catalogues of relevant systems (including articles of association, executive incentive and restraint mechanism);

6, in the company profile, business development, product market positioning (product introduction, output, capacity, etc.), future market prospects, development strategy and other aspects of planning and program description (if any, please elaborate);

7. Other relevant documents or materials to prove enterprise credit;

6. Instructions for registration of enterprise credit rating

The credit certification process is generally divided into four stages: certification application and acceptance, credit investigation and review, certificate registration and filing, social supervision and management. The grade of enterprise credit rating is divided into AAA, AA, A, B, C three levels and five levels, its interpretation and scoring standards. If necessary, the two levels of B and C can be extended to BBB, BB, B and CCC, CC, C six levels, that is, three levels of nine; Each credit level can also be fine-tuned with "+" and "-" to indicate slightly higher or slightly below the level. To successfully pass the AAA assessment rating, you need professional people to handle it.

Vii. The cost and classification of enterprise credit rating certificates

Before many enterprises apply for AAA enterprise credit rating, the most concerned issue is how much does AAA enterprise credit rating cost? At present, the enterprise credit rating certificate on the market is divided into two kinds, one is the certificate that can be checked on the China Tendering and bidding network, and the other is the certificate that can only be queried on the official website of the certification agency. The enterprise credit rating certificate that can be checked by China Tendering and bidding network is valid for three years, the annual audit is free, and the certification time is one and a half months. The certificate that can be checked only in the official website of the issuing agency is valid for three years, the annual examination is free, and the certificate processing time is half a month. Two different types of certificate fees are also very different, the specific AAA enterprise credit rating, AAA enterprise credit rating fees can be free to consult the consultant 0755-27753399 19925332787 (wechat same number)